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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,488 | $45,152-65.7% | $73,835-79.0% | $59,633-74.0% |
| Participation rate | 58.8% | 64.0%-5.2pp | 73.4%-14.6pp | 68.7%-9.8pp |
| Annual return | 68.68% | 27.40%+41.3pp | 2268.13%-2199.4pp | 2041.40%-1972.7pp |
| Employer contribution / active EE | $1,516 | $1,901-20.3% | $2,788-45.6% | $2,203-31.2% |
| Participant deferral / active EE | $2,652 | $2,573+3.1% | $3,583-26.0% | $3,192-16.9% |
| Admin fee / account holder | $80 | $3,515-97.7% | $4,880-98.4% | $4,297-98.1% |