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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,158 | $127,096-62.1% | $105,736-54.5% | $135,380-64.4% |
| Participation rate | 66.7% | 82.7%-16.0pp | 76.3%-9.7pp | 82.6%-16.0pp |
| Annual return | -7.10% | 4.49%-11.6pp | 6.27%-13.4pp | 519.81%-526.9pp |
| Employer contribution / active EE | $2,334 | $4,107-43.2% | $3,268-28.6% | $4,779-51.2% |
| Participant deferral / active EE | $3,630 | $5,064-28.3% | $4,080-11.0% | $5,609-35.3% |
| Admin fee / account holder | $13,034 | $9,087+43.4% | $6,913+88.5% | $10,828+20.4% |