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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,993 | $88,186-15.0% | $165,071-54.6% | $74,459+0.7% |
| Participation rate | 46.7% | 73.1%-26.4pp | 78.6%-31.9pp | 67.2%-20.5pp |
| Annual return | 11.52% | 17.13%-5.6pp | 70.17%-58.6pp | 1369.70%-1358.2pp |
| Employer contribution / active EE | $1,307 | $2,600-49.8% | $4,347-69.9% | $2,626-50.2% |
| Participant deferral / active EE | $3,220 | $4,505-28.5% | $6,035-46.6% | $4,350-26.0% |
| Admin fee / account holder | $4,620 | $2,234+106.8% | $12,695-63.6% | $1,945+137.6% |