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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,897 | $167,362-18.8% | $143,799-5.5% | $134,532+1.0% |
| Participation rate | 85.7% | 84.8%+0.9pp | 80.3%+5.4pp | 81.2%+4.5pp |
| Annual return | -11.62% | 0.47%-12.1pp | -0.04%-11.6pp | 418.27%-429.9pp |
| Employer contribution / active EE | $887 | $5,620-84.2% | $4,952-82.1% | $4,741-81.3% |
| Participant deferral / active EE | $4,619 | $6,447-28.4% | $5,638-18.1% | $6,401-27.8% |
| Admin fee / account holder | $2,279 | $18,094-87.4% | $14,677-84.5% | $11,429-80.1% |