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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $183,765 | $100,938+82.1% | $90,461+103.1% | $158,982+15.6% |
| Participation rate | 88.9% | 75.0%+13.9pp | 72.7%+16.2pp | 82.0%+6.9pp |
| Annual return | 10.20% | 1727.20%-1717.0pp | 1294.76%-1284.6pp | 302.99%-292.8pp |
| Employer contribution / active EE | $1,519 | $3,691-58.9% | $3,264-53.5% | $4,763-68.1% |
| Participant deferral / active EE | $3,561 | $4,350-18.1% | $3,964-10.2% | $5,983-40.5% |
| Admin fee / account holder | $672 | $6,510-89.7% | $5,617-88.0% | $11,252-94.0% |