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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,985 | $90,607+20.3% | $79,467+37.1% | $135,380-19.5% |
| Participation rate | 72.7% | 76.0%-3.3pp | 73.3%-0.6pp | 82.6%-9.9pp |
| Annual return | -2.92% | 977.74%-980.7pp | 718.30%-721.2pp | 519.81%-522.7pp |
| Employer contribution / active EE | $1,100 | $3,068-64.2% | $2,800-60.7% | $4,779-77.0% |
| Participant deferral / active EE | $2,565 | $4,050-36.7% | $3,704-30.7% | $5,609-54.3% |
| Admin fee / account holder | $2,098 | $5,895-64.4% | $5,104-58.9% | $10,828-80.6% |