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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,644 | $95,404+21.2% | $113,397+2.0% | $82,637+39.9% |
| Participation rate | 80.0% | 72.8%+7.2pp | 76.5%+3.5pp | 68.1%+11.9pp |
| Annual return | 13.16% | 19.08%-5.9pp | 23.20%-10.0pp | 53.51%-40.3pp |
| Employer contribution / active EE | $1,286 | $2,307-44.2% | $2,977-56.8% | $2,552-49.6% |
| Participant deferral / active EE | $3,919 | $4,220-7.1% | $5,076-22.8% | $4,126-5.0% |
| Admin fee / account holder | $34,500 | $9,168+276.3% | $11,957+188.5% | $7,339+370.1% |