Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,422 | $74,535+10.6% | $100,712-18.2% | $82,637-0.3% |
| Participation rate | 46.6% | 61.2%-14.6pp | 69.3%-22.7pp | 68.1%-21.5pp |
| Annual return | 15.57% | 18.92%-3.4pp | 33.27%-17.7pp | 53.51%-37.9pp |
| Employer contribution / active EE | $1,789 | $1,503+19.1% | $2,313-22.6% | $2,552-29.9% |
| Participant deferral / active EE | $2,287 | $3,074-25.6% | $4,085-44.0% | $4,126-44.6% |
| Admin fee / account holder | $1,915 | $6,576-70.9% | $9,256-79.3% | $7,339-73.9% |