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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,443,264 | $223,823+544.8% | $211,142+583.6% | $154,746+832.7% |
| Participation rate | 100.0% | 87.9%+12.1pp | 87.3%+12.7pp | 80.7%+19.3pp |
| Annual return | 23.69% | 50.39%-26.7pp | 46.84%-23.1pp | 172.34%-148.6pp |
| Employer contribution / active EE | $30,665 | $6,787+351.8% | $6,442+376.0% | $4,379+600.3% |
| Participant deferral / active EE | $21,358 | $9,750+119.1% | $9,284+130.1% | $6,730+217.3% |
| Admin fee / account holder | $170,268 | $19,707+764.0% | $19,076+792.6% | $14,365+1085.3% |