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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,262,408 | $201,344+527.0% | $184,243+585.2% | $145,877+765.4% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 28.69% | 29.01%-0.3pp | 28.82%-0.1pp | 551.28%-522.6pp |
| Employer contribution / active EE | $27,386 | $7,022+290.0% | $6,427+326.1% | $4,663+487.3% |
| Participant deferral / active EE | $17,744 | $9,807+80.9% | $9,132+94.3% | $6,691+165.2% |
| Admin fee / account holder | $66,707 | $16,382+307.2% | $13,914+379.4% | $13,402+397.7% |