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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,977 | $202,342-70.4% | $172,752-65.3% | $152,897-60.8% |
| Participation rate | 84.6% | 87.1%-2.4pp | 82.6%+2.0pp | 82.5%+2.2pp |
| Annual return | 22.65% | 1029.83%-1007.2pp | 802.97%-780.3pp | 345.43%-322.8pp |
| Employer contribution / active EE | $4,294 | $5,858-26.7% | $5,144-16.5% | $4,764-9.9% |
| Participant deferral / active EE | $5,888 | $5,948-1.0% | $5,198+13.3% | $5,851+0.6% |
| Admin fee / account holder | $9,623 | $17,111-43.8% | $13,955-31.0% | $11,599-17.0% |