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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,358 | $75,962-57.4% | $154,108-79.0% | $64,173-49.6% |
| Participation rate | 68.6% | 70.4%-1.8pp | 83.0%-14.5pp | 69.6%-1.0pp |
| Annual return | -7.84% | 30.32%-38.2pp | 735.21%-743.0pp | 7.63%-15.5pp |
| Employer contribution / active EE | $2,640 | $3,350-21.2% | $5,298-50.2% | $2,381+10.9% |
| Participant deferral / active EE | $3,730 | $3,175+17.5% | $5,081-26.6% | $3,470+7.5% |
| Admin fee / account holder | $3,981 | $5,589-28.8% | $13,411-70.3% | $4,887-18.6% |