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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,078 | $115,810-74.0% | $101,271-70.3% | $158,966-81.1% |
| Participation rate | 64.7% | 79.4%-14.7pp | 75.8%-11.1pp | 82.0%-17.3pp |
| Annual return | 10.64% | 56.15%-45.5pp | 46.48%-35.8pp | 302.95%-292.3pp |
| Employer contribution / active EE | $1,274 | $4,175-69.5% | $3,660-65.2% | $4,762-73.3% |
| Participant deferral / active EE | $2,798 | $4,958-43.6% | $4,371-36.0% | $5,983-53.2% |
| Admin fee / account holder | $7,570 | $7,248+4.4% | $5,948+27.3% | $11,250-32.7% |