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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,145 | $154,159-68.1% | $130,026-62.2% | $139,456-64.8% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.5%+21.5pp | 80.3%+19.7pp |
| Annual return | 13.01% | 32.50%-19.5pp | -137.26%+150.3pp | 373.45%-360.4pp |
| Employer contribution / active EE | $3,114 | $5,292-41.2% | $4,321-27.9% | $4,753-34.5% |
| Participant deferral / active EE | $5,935 | $6,710-11.5% | $5,821+2.0% | $6,711-11.6% |
| Admin fee / account holder | $1,679 | $14,001-88.0% | $10,608-84.2% | $11,407-85.3% |