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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,809 | $54,380-78.3% | $68,509-82.8% | $59,633-80.2% |
| Participation rate | 100.0% | 70.2%+29.8pp | 74.7%+25.3pp | 68.7%+31.3pp |
| Annual return | -2.30% | 2.83%-5.1pp | 8.27%-10.6pp | 2041.45%-2043.7pp |
| Employer contribution / active EE | $1,412 | $1,539-8.2% | $2,278-38.0% | $2,203-35.9% |
| Participant deferral / active EE | $476 | $2,643-82.0% | $3,382-85.9% | $3,192-85.1% |
| Admin fee / account holder | $436 | $3,885-88.8% | $5,275-91.7% | $4,297-89.8% |