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| Provider | Service type | Compensation |
|---|---|---|
Service code 60 · EIN 04-2647786 | Sub-TA Fees | -$1,079,021 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,123 | $106,994-56.0% | $135,998-65.4% | $96,393-51.1% |
| Participation rate | 67.6% | 72.5%-5.0pp | 81.9%-14.3pp | 71.3%-3.7pp |
| Annual return | 25.21% | 26.64%-1.4pp | 68.37%-43.2pp | 22.88%+2.3pp |
| Employer contribution / active EE | $2,528 | $3,391-25.5% | $4,860-48.0% | $3,239-22.0% |
| Participant deferral / active EE | $8,584 | $7,968+7.7% | $7,761+10.6% | $5,455+57.4% |
| Admin fee / account holder | -$59 | $79-175.2% | $10,769-100.6% | $74-180.5% |