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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,999 | $91,525+34.4% | $130,026-5.4% | $75,181+63.6% |
| Participation rate | 100.0% | 71.4%+28.6pp | 78.5%+21.5pp | 67.2%+32.8pp |
| Annual return | 12.39% | -631.40%+643.8pp | -137.26%+149.6pp | 160.69%-148.3pp |
| Employer contribution / active EE | $3,528 | $2,844+24.1% | $4,321-18.3% | $2,671+32.1% |
| Participant deferral / active EE | $9,361 | $4,342+115.6% | $5,821+60.8% | $4,126+126.9% |
| Admin fee / account holder | $24,170 | $6,778+256.6% | $10,608+127.8% | $5,650+327.8% |