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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,673 | $83,908-77.7% | $68,509-72.7% | $125,388-85.1% |
| Participation rate | 82.4% | 78.2%+4.2pp | 74.7%+7.6pp | 83.2%-0.8pp |
| Annual return | -6.16% | 14.48%-20.6pp | 8.27%-14.4pp | 282.24%-288.4pp |
| Employer contribution / active EE | $1,176 | $3,031-61.2% | $2,278-48.4% | $4,866-75.8% |
| Participant deferral / active EE | $902 | $4,125-78.1% | $3,382-73.3% | $5,352-83.2% |
| Admin fee / account holder | $617 | $8,982-93.1% | $5,275-88.3% | $9,541-93.5% |