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| Provider | Service type | Compensation |
|---|---|---|
AMERICAN FUNDS2 years Filed as: CAPITAL GROUP RETIREMENT PLAN SVCS Service code 15 · EIN 82-4555287 | Recordkeeping | $2,390 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,701 | $65,434-40.9% | $98,483-60.7% | $85,847-54.9% |
| Participation rate | 68.0% | 65.0%+3.0pp | 73.3%-5.3pp | 69.3%-1.3pp |
| Annual return | -18.88% | 21.75%-40.6pp | 1494.38%-1513.3pp | 318.61%-337.5pp |
| Employer contribution / active EE | $2,212 | $2,169+2.0% | $2,961-25.3% | $2,565-13.8% |
| Participant deferral / active EE | $2,222 | $3,168-29.9% | $4,276-48.0% | $3,952-43.8% |
| Admin fee / account holder | $31 | $4,595-99.3% | $5,953-99.5% | $6,261-99.5% |