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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,566 | $54,763-5.8% | $90,324-42.9% | $72,976-29.3% |
| Participation rate | 84.4% | 65.2%+19.2pp | 73.3%+11.1pp | 69.5%+14.9pp |
| Annual return | 7.24% | 30.63%-23.4pp | 78.15%-70.9pp | 81.02%-73.8pp |
| Employer contribution / active EE | $3,374 | $2,093+61.2% | $2,856+18.2% | $2,440+38.3% |
| Participant deferral / active EE | $2,580 | $2,887-10.7% | $3,885-33.6% | $3,608-28.5% |
| Admin fee / account holder | $2,383 | $3,973-40.0% | $5,356-55.5% | $5,124-53.5% |