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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,332 | $148,629-12.3% | $135,982-4.2% | $139,487-6.6% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 20.46% | 79.33%-58.9pp | 68.32%-47.9pp | 373.84%-353.4pp |
| Employer contribution / active EE | $9,509 | $5,247+81.2% | $4,859+95.7% | $4,755+100.0% |
| Participant deferral / active EE | $11,480 | $8,102+41.7% | $7,760+47.9% | $6,713+71.0% |
| Admin fee / account holder | $1,273 | $12,406-89.7% | $10,767-88.2% | $11,407-88.8% |