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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,586 | $157,304-60.8% | $141,197-56.4% | $152,909-59.7% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 24.01% | 64.34%-40.3pp | 71.41%-47.4pp | 345.46%-321.5pp |
| Employer contribution / active EE | $14,319 | $5,263+172.1% | $4,736+202.3% | $4,764+200.6% |
| Participant deferral / active EE | $15,631 | $7,111+119.8% | $6,710+132.9% | $5,851+167.1% |
| Admin fee / account holder | $309 | $12,126-97.5% | $10,265-97.0% | $11,601-97.3% |