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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,225 | $158,817-87.3% | $121,205-83.3% | $135,377-85.1% |
| Participation rate | 100.0% | 79.3%+20.7pp | 71.8%+28.2pp | 82.6%+17.4pp |
| Annual return | -10.16% | -0.64%-9.5pp | 16.93%-27.1pp | 519.75%-529.9pp |
| Employer contribution / active EE | $1,395 | $5,665-75.4% | $4,022-65.3% | $4,779-70.8% |
| Participant deferral / active EE | $2,789 | $4,005-30.4% | $3,345-16.6% | $5,609-50.3% |
| Admin fee / account holder | $512 | $6,512-92.1% | $5,020-89.8% | $10,828-95.3% |