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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Retirees and beneficiaries make up 25% or more of total participants - indicates an ageing workforce or a frozen plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,809 | $176,077-60.9% | $159,455-56.8% | $167,518-58.9% |
| Participation rate | 100.0% | 84.9%+15.1pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 15.76% | 331.83%-316.1pp | 263.63%-247.9pp | 478.71%-462.9pp |
| Employer contribution / active EE | $11,509 | $5,298+117.2% | $4,830+138.3% | $4,838+137.9% |
| Participant deferral / active EE | $24,847 | $7,751+220.6% | $7,353+237.9% | $6,342+291.8% |
| Admin fee / account holder | $309,732 | $12,556+2366.7% | $10,800+2767.8% | $12,312+2415.6% |