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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,674 | $63,354-37.4% | $94,105-57.8% | $82,637-52.0% |
| Participation rate | 31.6% | 63.8%-32.2pp | 71.9%-40.4pp | 68.1%-36.5pp |
| Annual return | 18.40% | 34.36%-16.0pp | 204.55%-186.2pp | 53.51%-35.1pp |
| Employer contribution / active EE | $660 | $1,760-62.5% | $2,504-73.6% | $2,552-74.1% |
| Participant deferral / active EE | $1,908 | $2,873-33.6% | $3,881-50.8% | $4,126-53.8% |
| Admin fee / account holder | $300 | $5,073-94.1% | $6,199-95.2% | $7,339-95.9% |