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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,253 | $99,875+21.4% | $146,866-17.4% | $86,983+39.4% |
| Participation rate | 71.4% | 75.8%-4.4pp | 82.5%-11.1pp | 69.5%+1.9pp |
| Annual return | 12.89% | 28.10%-15.2pp | 102.85%-90.0pp | 25.83%-12.9pp |
| Employer contribution / active EE | $2,135 | $3,224-33.8% | $4,425-51.8% | $2,584-17.4% |
| Participant deferral / active EE | $6,349 | $6,322+0.4% | $7,759-18.2% | $4,194+51.4% |
| Admin fee / account holder | $60,904 | $7,838+677.1% | $13,620+347.2% | $7,856+675.3% |