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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $268,239 | $105,200+155.0% | $159,474+68.2% | $85,847+212.5% |
| Participation rate | 87.1% | 75.8%+11.3pp | 82.8%+4.3pp | 69.3%+17.8pp |
| Annual return | 11.13% | 45.08%-33.9pp | 263.68%-252.5pp | 318.61%-307.5pp |
| Employer contribution / active EE | $3,625 | $3,319+9.2% | $4,831-25.0% | $2,565+41.3% |
| Participant deferral / active EE | $9,600 | $5,946+61.5% | $7,353+30.6% | $3,952+142.9% |
| Admin fee / account holder | $5,549 | $6,934-20.0% | $10,802-48.6% | $6,261-11.4% |