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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,798 | $69,977-48.8% | $108,582-67.0% | $62,881-43.1% |
| Participation rate | 76.9% | 72.9%+4.0pp | 79.6%-2.6pp | 69.3%+7.6pp |
| Annual return | 3.69% | 10.73%-7.0pp | -51.70%+55.4pp | 20.14%-16.5pp |
| Employer contribution / active EE | $0 | $2,135-100.0% | $3,758-100.0% | $2,281-100.0% |
| Participant deferral / active EE | $1,936 | $3,165-38.8% | $4,311-55.1% | $3,203-39.5% |
| Admin fee / account holder | $9,529 | $5,076+87.7% | $7,645+24.6% | $4,296+121.8% |