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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,378 | $150,445-63.9% | $136,297-60.1% | $147,585-63.2% |
| Participation rate | 60.0% | 84.4%-24.4pp | 81.9%-21.9pp | 82.8%-22.8pp |
| Annual return | 23.79% | 1049.14%-1025.3pp | 5156.16%-5132.4pp | 578.57%-554.8pp |
| Employer contribution / active EE | $1,686 | $5,256-67.9% | $4,696-64.1% | $4,876-65.4% |
| Participant deferral / active EE | $2,974 | $6,631-55.1% | $6,247-52.4% | $5,439-45.3% |
| Admin fee / account holder | $446 | $10,906-95.9% | $9,244-95.2% | $10,885-95.9% |