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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,335 | $98,240+18.4% | $82,312+41.3% | $147,586-21.2% |
| Participation rate | 93.8% | 79.7%+14.0pp | 76.9%+16.9pp | 82.8%+10.9pp |
| Annual return | 6.35% | 30.85%-24.5pp | 25.88%-19.5pp | 578.59%-572.2pp |
| Employer contribution / active EE | $4,680 | $3,192+46.6% | $2,428+92.7% | $4,876-4.0% |
| Participant deferral / active EE | $3,137 | $4,383-28.4% | $3,706-15.4% | $5,439-42.3% |
| Admin fee / account holder | $3,657 | $8,563-57.3% | $5,608-34.8% | $10,886-66.4% |