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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $221,071 | $183,592+20.4% | $155,574+42.1% | $145,877+51.5% |
| Participation rate | 47.6% | 82.7%-35.1pp | 78.2%-30.6pp | 80.3%-32.7pp |
| Annual return | 21.92% | 61.37%-39.5pp | 64.87%-42.9pp | 551.28%-529.4pp |
| Employer contribution / active EE | $1,301 | $5,317-75.5% | $4,676-72.2% | $4,663-72.1% |
| Participant deferral / active EE | $2,342 | $6,466-63.8% | $5,629-58.4% | $6,691-65.0% |
| Admin fee / account holder | $5,223 | $19,316-73.0% | $15,914-67.2% | $13,402-61.0% |