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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $176,095 | $175,259+0.5% | $149,723+17.6% | $139,487+26.2% |
| Participation rate | 63.6% | 83.4%-19.8pp | 78.8%-15.1pp | 80.3%-16.7pp |
| Annual return | 10.67% | 166.82%-156.2pp | 134.50%-123.8pp | 373.84%-363.2pp |
| Employer contribution / active EE | $1,264 | $5,478-76.9% | $4,821-73.8% | $4,755-73.4% |
| Participant deferral / active EE | $2,546 | $6,522-61.0% | $5,682-55.2% | $6,713-62.1% |
| Admin fee / account holder | $7,473 | $16,158-53.7% | $13,215-43.4% | $11,407-34.5% |