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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $221,071 | $183,539+20.4% | $155,556+42.1% | $145,897+51.5% |
| Participation rate | 47.6% | 82.7%-35.1pp | 78.2%-30.6pp | 80.3%-32.7pp |
| Annual return | 21.92% | 61.31%-39.4pp | 64.84%-42.9pp | 552.29%-530.4pp |
| Employer contribution / active EE | $1,301 | $5,315-75.5% | $4,675-72.2% | $4,663-72.1% |
| Participant deferral / active EE | $2,342 | $6,467-63.8% | $5,631-58.4% | $6,689-65.0% |
| Admin fee / account holder | $5,223 | $19,275-72.9% | $15,885-67.1% | $13,390-61.0% |