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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $238,818 | $138,072+73.0% | $123,549+93.3% | $135,382+76.4% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -6.49% | 153.69%-160.2pp | 119.20%-125.7pp | 519.77%-526.3pp |
| Employer contribution / active EE | $2,111 | $5,152-59.0% | $4,628-54.4% | $4,779-55.8% |
| Participant deferral / active EE | $3,838 | $6,799-43.6% | $6,426-40.3% | $5,609-31.6% |
| Admin fee / account holder | $6,983 | $10,917-36.0% | $9,284-24.8% | $10,829-35.5% |