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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,953 | $91,439-25.7% | $135,974-50.0% | $71,511-5.0% |
| Participation rate | 80.6% | 75.7%+4.9pp | 81.9%-1.4pp | 67.9%+12.6pp |
| Annual return | 20.85% | 29.90%-9.0pp | 68.30%-47.5pp | 28.86%-8.0pp |
| Employer contribution / active EE | $1,019 | $3,705-72.5% | $4,859-79.0% | $2,589-60.7% |
| Participant deferral / active EE | $4,392 | $7,093-38.1% | $7,760-43.4% | $4,291+2.4% |
| Admin fee / account holder | $842 | $1,267-33.5% | $10,767-92.2% | $1,588-47.0% |