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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,985 | $176,105-71.0% | $159,474-68.0% | $167,536-69.6% |
| Participation rate | 87.5% | 85.0%+2.5pp | 82.8%+4.7pp | 82.1%+5.4pp |
| Annual return | 14.84% | 331.91%-317.1pp | 263.68%-248.8pp | 478.82%-464.0pp |
| Employer contribution / active EE | $1,863 | $5,299-64.8% | $4,831-61.4% | $4,839-61.5% |
| Participant deferral / active EE | $5,386 | $7,751-30.5% | $7,353-26.7% | $6,342-15.1% |
| Admin fee / account holder | $1,992 | $12,559-84.1% | $10,802-81.6% | $12,315-83.8% |