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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,376 | $165,399-71.4% | $149,745-68.4% | $158,982-70.2% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 26.69% | 348.34%-321.6pp | 276.72%-250.0pp | 302.99%-276.3pp |
| Employer contribution / active EE | $2,070 | $5,105-59.4% | $4,646-55.4% | $4,763-56.5% |
| Participant deferral / active EE | $6,144 | $7,183-14.5% | $6,843-10.2% | $5,983+2.7% |
| Admin fee / account holder | $572 | $10,811-94.7% | $9,312-93.9% | $11,252-94.9% |