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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,188 | $63,346+89.7% | $92,240+30.3% | $70,126+71.4% |
| Participation rate | 65.9% | 68.7%-2.8pp | 76.5%-10.6pp | 69.5%-3.7pp |
| Annual return | 17.20% | 530.19%-513.0pp | 176.29%-159.1pp | 73.15%-55.9pp |
| Employer contribution / active EE | $1,303 | $2,471-47.3% | $3,680-64.6% | $2,343-44.4% |
| Participant deferral / active EE | $4,208 | $2,854+47.5% | $3,897+8.0% | $3,332+26.3% |
| Admin fee / account holder | $7,278 | $3,841+89.5% | $5,194+40.1% | $4,645+56.7% |