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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,505 | $56,894+80.2% | $84,753+20.9% | $62,881+63.0% |
| Participation rate | 69.2% | 68.5%+0.7pp | 76.6%-7.4pp | 69.3%-0.1pp |
| Annual return | 8.12% | 6.30%+1.8pp | 22.78%-14.7pp | 20.14%-12.0pp |
| Employer contribution / active EE | $1,218 | $2,400-49.3% | $3,574-65.9% | $2,281-46.6% |
| Participant deferral / active EE | $3,871 | $2,709+42.9% | $3,712+4.3% | $3,203+20.9% |
| Admin fee / account holder | $2,544 | $3,581-29.0% | $5,333-52.3% | $4,296-40.8% |