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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,866 | $100,911+41.6% | $90,440+58.0% | $158,966-10.1% |
| Participation rate | 100.0% | 75.0%+25.0pp | 72.7%+27.3pp | 82.0%+18.0pp |
| Annual return | 18.44% | 1726.62%-1708.2pp | 1294.38%-1275.9pp | 302.95%-284.5pp |
| Employer contribution / active EE | $3,974 | $3,690+7.7% | $3,263+21.8% | $4,762-16.6% |
| Participant deferral / active EE | $7,062 | $4,348+62.4% | $3,964+78.2% | $5,983+18.0% |
| Admin fee / account holder | $2,039 | $6,507-68.7% | $5,615-63.7% | $11,250-81.9% |