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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 62 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping fees; Securities broker... | $48,684 |
FORUSALL, INC.3 years Filed as: FORUSALL Service code 27 · EIN 46-1803145 | Advisory (Plan) | $38,396 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,839 | $44,714+107.6% | $91,225+1.8% | $66,938+38.7% |
| Participation rate | 57.0% | 65.0%-8.0pp | 73.2%-16.2pp | 69.8%-12.8pp |
| Annual return | -14.63% | -12.25%-2.4pp | 114.12%-128.7pp | 1.58%-16.2pp |
| Employer contribution / active EE | $4,268 | $1,710+149.5% | $2,851+49.7% | $2,545+67.7% |
| Participant deferral / active EE | $5,092 | $3,355+51.8% | $4,233+20.3% | $4,238+20.2% |
| Admin fee / account holder | $669 | $521+28.5% | $5,422-87.7% | $594+12.8% |