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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,374 | $158,827-66.4% | $121,208-56.0% | $135,382-60.6% |
| Participation rate | 45.5% | 79.3%-33.9pp | 71.8%-26.3pp | 82.6%-37.2pp |
| Annual return | -0.61% | -0.64%0pp | 16.93%-17.5pp | 519.77%-520.4pp |
| Employer contribution / active EE | $1,479 | $5,666-73.9% | $4,023-63.2% | $4,779-69.0% |
| Participant deferral / active EE | $2,425 | $4,006-39.5% | $3,345-27.5% | $5,609-56.8% |
| Admin fee / account holder | $34,037 | $6,514+422.6% | $5,020+578.0% | $10,829+214.3% |