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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $234,043 | $160,028+46.3% | $147,080+59.1% | $145,884+60.4% |
| Participation rate | 61.9% | 84.0%-22.1pp | 82.2%-20.3pp | 80.3%-18.4pp |
| Annual return | 13.00% | 98.60%-85.6pp | 420.17%-407.2pp | 551.85%-538.8pp |
| Employer contribution / active EE | $2,187 | $5,286-58.6% | $4,933-55.7% | $4,662-53.1% |
| Participant deferral / active EE | $4,701 | $8,422-44.2% | $8,066-41.7% | $6,690-29.7% |
| Admin fee / account holder | $33,541 | $15,030+123.2% | $12,989+158.2% | $13,392+150.5% |