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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,650 | $148,629-20.8% | $135,982-13.5% | $139,487-15.7% |
| Participation rate | 63.6% | 83.9%-20.2pp | 81.9%-18.3pp | 80.3%-16.7pp |
| Annual return | 12.16% | 79.33%-67.2pp | 68.32%-56.2pp | 373.84%-361.7pp |
| Employer contribution / active EE | $1,883 | $5,247-64.1% | $4,859-61.3% | $4,755-60.4% |
| Participant deferral / active EE | $4,947 | $8,102-38.9% | $7,760-36.3% | $6,713-26.3% |
| Admin fee / account holder | $52,308 | $12,406+321.6% | $10,767+385.8% | $11,407+358.5% |