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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,207 | $155,555-15.7% | $146,866-10.7% | $155,188-15.5% |
| Participation rate | 80.0% | 84.0%-4.0pp | 82.5%-2.5pp | 80.8%-0.8pp |
| Annual return | 15.06% | 115.41%-100.4pp | 102.85%-87.8pp | 148.84%-133.8pp |
| Employer contribution / active EE | $1,094 | $4,647-76.5% | $4,425-75.3% | $4,248-74.2% |
| Participant deferral / active EE | $6,874 | $8,044-14.6% | $7,759-11.4% | $6,531+5.2% |
| Admin fee / account holder | $814 | $14,755-94.5% | $13,620-94.0% | $14,480-94.4% |