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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,659 | $148,629-41.0% | $135,982-35.5% | $139,487-37.2% |
| Participation rate | 80.0% | 83.9%-3.9pp | 81.9%-1.9pp | 80.3%-0.3pp |
| Annual return | 12.78% | 79.33%-66.6pp | 68.32%-55.5pp | 373.84%-361.1pp |
| Employer contribution / active EE | $2,168 | $5,247-58.7% | $4,859-55.4% | $4,755-54.4% |
| Participant deferral / active EE | $8,814 | $8,102+8.8% | $7,760+13.6% | $6,713+31.3% |
| Admin fee / account holder | $591 | $12,406-95.2% | $10,767-94.5% | $11,407-94.8% |