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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,579 | $56,200+11.3% | $67,653-7.5% | $59,633+4.9% |
| Participation rate | 82.9% | 71.5%+11.4pp | 75.7%+7.2pp | 68.7%+14.2pp |
| Annual return | -5.30% | 18506.71%-18512.0pp | 6625.22%-6630.5pp | 2041.40%-2046.7pp |
| Employer contribution / active EE | $1,153 | $1,615-28.6% | $2,266-49.1% | $2,203-47.7% |
| Participant deferral / active EE | $2,353 | $2,843-17.2% | $3,560-33.9% | $3,192-26.3% |
| Admin fee / account holder | $348 | $3,959-91.2% | $4,821-92.8% | $4,297-91.9% |