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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $195,907 | $123,793+58.3% | $177,848+10.2% | $79,856+145.3% |
| Participation rate | 96.2% | 84.7%+11.5pp | 87.7%+8.4pp | 69.6%+26.5pp |
| Annual return | 7.06% | 22.82%-15.8pp | 48.33%-41.3pp | 31.71%-24.7pp |
| Employer contribution / active EE | $2,715 | $4,095-33.7% | $5,919-54.1% | $2,471+9.9% |
| Participant deferral / active EE | $8,962 | $5,956+50.5% | $7,714+16.2% | $3,741+139.6% |
| Admin fee / account holder | $1,463 | $7,243-79.8% | $12,431-88.2% | $5,306-72.4% |