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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,190 | $109,359+46.5% | $162,185-1.2% | $72,976+119.5% |
| Participation rate | 100.0% | 84.3%+15.7pp | 87.6%+12.4pp | 69.5%+30.5pp |
| Annual return | 26.91% | 25.46%+1.5pp | 115.61%-88.7pp | 81.02%-54.1pp |
| Employer contribution / active EE | $2,693 | $3,907-31.1% | $5,613-52.0% | $2,440+10.3% |
| Participant deferral / active EE | $8,159 | $5,481+48.9% | $7,297+11.8% | $3,608+126.2% |
| Admin fee / account holder | $2,658 | $7,972-66.7% | $10,844-75.5% | $5,124-48.1% |