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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,626 | $115,911+9.2% | $100,530+26.0% | $158,950-20.3% |
| Participation rate | 75.0% | 81.6%-6.6pp | 79.4%-4.4pp | 82.0%-7.0pp |
| Annual return | 10.66% | 34.80%-24.1pp | 30.89%-20.2pp | 302.91%-292.2pp |
| Employer contribution / active EE | $1,587 | $4,104-61.3% | $3,418-53.6% | $4,762-66.7% |
| Participant deferral / active EE | $3,531 | $6,676-47.1% | $6,271-43.7% | $5,983-41.0% |
| Admin fee / account holder | $873 | $10,999-92.1% | $8,083-89.2% | $11,248-92.2% |